WE PUT YOUR FINANCIAL FUTURE FIRST
OUR TEAM IS READY TO ASSIST YOU
Industry Leading Customer Support
Our 5 star customer service team are leaders in the industry
Industry Leading Customer Support
Our 5 star customer service team are leaders in the industry
Years of Experience
Our Team has over 10 years experience with credit restoration and customer service
Years of Experience
Our Team has over 10 years experience
Value Packed
We don’t just dispute, we give credit education, detailed credit analysis and live customer support
Value Packed
We don’t just dispute, we give credit education, detailed credit analysis and live customer support
Investment cost
CREDIT RESTORATION
$ 189
Audit Fee To Start
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$99/ Month
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Results in 30-45 Days
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Live Customer Support
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Unlimited Disputes
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Credit Education & Building
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Monthly Updates
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24/7 Secure Client Portal Access
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No Longterm Contracts
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Money Back Guarantee If No Deletions In 120 Days*
TESTIMONIALS
I completed my consolation call today and Irene was perfect!! Her customer service is awesome and she's super cool with a pure soul. She made me feel comfortable and confident that I will see the results I'm looking for. I'm recommending her services to any one in need of a credit repair specialist. Continue the great work
Randy Thompson
01:28 19 Feb 20
I have been with hannah financial services for about a month and have been following all of their steps and guidance, so far I have seen a small bump in my credit which was honestly not expecting given, that it’s been only a month. I been getting a lot of educational videos which really helps to learn better credit/life habits to be honest! They have answered all my questions promptly so far! I also, got to apply for a secured Card( application process was EXTREMELY EASY and fast!) again, so far so good! I will be be updating my review throughout the whole year! Can’t wait for the coming months!
John Villada
21:55 10 Feb 20
So far, my experience with Hannah Financial has been excellent. The customer service is great and the staff is very informative.
Brittny Harris
02:39 06 Feb 20
Customer Service and streamlined technology to communicate with each other and get a visual of what’s going on with the process in real time is impeccable. Also very professional, organized and knowledgeable
Latosha Harris
14:56 30 Jan 20
Professional Black owned business and it has increased my score over 100+ points within 2 months. Keeps you updated on progress and ways to help build good credit. I would recommend this business to everyone I know that needs help with their credit!!!! Best thing I’ve EVER done.
Emile Jones
23:39 23 Jan 20
I’m pleased with the way this company is so professional and prompt with sharing information regarding my acct. I’m so glad I made the choice to work with them.
T. Harper
15:03 23 Jan 20
I truly appreciate Hannah Financial. My credit scores have improved in such a short time and I am also learning how to manage my credit effectively. Thank you Hannah Financial!!
Sarah Moses
16:03 22 Jan 20
Thank you Irene for the credit clean up and wonderful customer service.
Kay
19:39 21 Jan 20
I’ve had nothing but a great experience since my wife and myself began this credit repair program in December. Every question that I had was answered, every concern that I had was explained. When I reached out to the team, not only did I get a response quickly but I also got an email from the owner Irene. My credit has gone up 58 points and my wife is now on the right track to establishing good credit. Her credit score went up 108 points! The best part about this program is all the knowledge that I am gaining from the credit builder videos that I receive every week. I’ve gone through credit repair with another company and the professionalism and results that I receive from Hannah Financial exceeds any expectations that I’ve had. I would recommend Hannah Financial over and over again!!
Willa Stuart
23:35 19 Jan 20
Irene and Hannah Financial helped me understand how to get my credit restored. I followed the instructions and training that was given. Irene is professional and honest. I became a Homeowner after becoming a client. I highly recommend Hannah Financial!! Thanks again!
Crystal Wilson
20:51 13 Jan 20
I am still in the middle of my process but the experience so far has been great. There has been very clear explanations of every step thus far. I am seeing disputes for things I’ve never seen on my report. Looking forward to seeing some positive results.
Adrian Singleton
14:49 11 Jan 20
Hannah Financial provides great customer service through their secure client portal. Every time I have questions someone is quick to provide an answer.
S Foster
13:33 11 Jan 20
Hannah Financial is professional and offers great customer service. The owner is knowledgeable and always willing to answer any questions. I’m so glad I chose this company for credit repair!!
Denise Boyd
22:08 08 Jan 20
Hannah is amazing. I followed her on Facebook was scared at first but I’m glad i made the decision to allow her to help me fix my credit. Thanks Hannah
Doll Washington
00:29 07 Jan 20
Hannah Financial has been a real blessing going into 2020. The process was easy & more than worth the money. They keep my up to date on each process they do & of you have any questions their response time is great! In 30 days I have already had a negative item removed & my scores have gone up an average of 31 points!! I can’t wait to see what happens in the next few months! I would definitely recommend signing up!
tonya wiggs
20:28 06 Jan 20
So far so good. I pay for a service and I'm getting that service and nothing less. Can't complain about that. Having prompt responses from knowledgeable customer service for my inquiries is a plus as well. 👍🏾👍🏾
De'Monte Howard
15:30 06 Jan 20
Hannah financial is a great place to start your credit repair journey. I just stared in November, so far so good. i believe Irene Day, is a kind person also is about her business and clients.
latina hendricks
14:14 06 Jan 20
This is the only experience I've had with regard to a credit repair company. With that said this experience has not only met my expectations but exceeded my expectations.
Raymell Taylor
13:12 06 Jan 20
I’ve only been a client for a little over 30 days and my score is up 73 points I can’t wait to see how much more more progress will happen this month.
Stephanie Nicole
18:07 05 Jan 20
Great knowing you have a reputable company working in your favor to correct and help your credit. Great customer service.
Sondrea Banks
23:51 04 Jan 20
I can do nothing but rave about my experience thus far with Hannah Financial! The initial process is smooth and transparent. There is professional customer service that not only reaches out, they also welcome emails and calls for questions and concerns. The results are definitely worth it!
Jeanova Hill
09:45 04 Jan 20
Amazing company. Would recommend 100%
Chanel Brooks
06:05 04 Jan 20
Hannah Financial offers great customer service. They're knowledgeable, friendly, and never make you feel like you’re asking too many questions. They walk you through the process and they have easy to understand breakdowns of the information they provide and services.
Tiera Cross
02:40 04 Jan 20
I filed my taxes last year with Hannah Financial and they are the absolute best. I had been going to H&R Block for years and they charged so much and I got the same cash advance with Hannah Financial at a much better price!!!!!!!! And Irene is such an angel she was very patient with me even when I asked the same questions twice.. I refer everyone I know to her.!
Ege Jack
16:55 03 Jan 20
I started with the company in December. I have already seen a 50+ point increase on my credit score. Irene and her team are very knowledgeable and responsive!
Theresa Gill
16:48 03 Jan 20
So far so good! They’re customer service team is friendly and responsive!
Sahar Awad
16:13 03 Jan 20
Just started in December and the day after signing up disputes were sent out. I haven’t seen any results from the disputes as of yet but I trust Hannah Financial will do what they can to see improvement.
Delmecia Womack
15:22 03 Jan 20
Great customer service and very informative
Obnika JL Castin
15:00 03 Jan 20
I’ve only been with Hannah Financial for approximately 1 month and my credit already jumped up an average of 15 points between all 3 credit bureaus. They fixed my personal information because I moved a lot in the past. I also had one of my past capital one credit cards that was closed (young and undereducated), and Hannah Financial updated the late payments. The customer service is amazing, non robotic, personable and they take their time to make sure you understand the nature of their response to any question. Irene and her team are experts and follow the lawful tactics to avoid doing more harm than good (when it came to my inquiries).Couldn’t make a better decision than to pick Hannah Financial!
The Poppin Square
22:43 01 Jan 20
Irene’s business has given me the best service I’ve ever had. I wish I knew about it sooner. There’s no better place to boost your credit score. I highly recommend!
Goziem Nwafor
19:46 26 Dec 19
I chose Hannah Financial for one reason: the Owner/Founder. She is both professional and down-to-earth. And she knows her stuff! There are other companies that are less expensive. However, Hannah Financial is worth every penny. They are large enough to get things done BUT small enough to be attentive.
Shayna Wade
14:17 17 Dec 19
I scheduled a credit clarity call with Irene and I am beyond impressed by her knowledge, honesty, and integrity. Those values are becoming more rare these days and it was refreshing to experience that. For those reasons alone when I am ready for credit repair services I can't imagine going anywhere but to Hannah Financial.
myron cannady
16:59 02 Nov 19
Irene's company, Hannah Financial, has been amazing! She and her employees go to work literally immediately on your credit reports. The entire staff is personable and response time for q&a is always a fast turnaround. I have gained so much credit knowledge from Hannah Financial. I'd definitely recommend to anyone looking for credit services!
Shonte Sanders
20:35 29 Oct 19
I’ll admit I was a bit nervous . OCD was taking over lol. I was logging into credit monitoring apps daily. I had the opportunity to speak with Irene during my welcome call . She was sooo personable. I felt as if I was talking to someone I’ve know for a while . She did what she said she would do. Overall I’m satisfied . I have some goals I’m trying to reach and I feel confident that I will get there .
Ebony Chimere
13:23 29 Oct 19
I been a part of the hannah family for a while now and I can honestly say I'm finally on the right track. I fell off a few times due to financial reasons but I was able to pick back up where I left off. I learned so much about credit and why its important. Any time I decide on something I can hear Irene's lesson and now i think twice about everything. I have goals now. Like real life goals. She has never given me wrong advice about taxes, about finance issues or even about these student loans. Did Mention she is now qualified to help us with student loans. Her drive to help us all win is incomparable. I appreciate the fact that she is always reachable and I never have to talk to a recording. Everything is in black and white. And she doesnt beat around the bush. We all need that one person in our life to tell us, Hey listen; Get this under control now before there is no control. Hannah Financial will always be my finance guru!!
Shabell Bell
01:56 29 Oct 19
Just got started and my score has already gone up over 50 points. If you’re thinking about working with Hannah Financial stop thinking about it and do it. One of the best decisions I’ve made.
Kenya Baines
01:39 29 Oct 19
I started my credit repair process in July and I already have items being removed and my credit score went up a few points! Excited to see my progress in the months to come!
Miss Taylor
16:06 28 Oct 19
Been with HF since August 2019. I have seen up to 40 point increases and 4-5 deletions. Customer service are very prompt. I joined to prepare for a mortgage. I’m sure by December I’ll be in good shape. I have to continue doing my work, as well.
B R
02:30 27 Oct 19
Hannah Financial is an awesome service to restore your credit. I found myself needing to restore my credit, after allowing my it to suffer for awhile. Irene and her team were a breath of fresh air! I was provided great customer service and professionalism. I loved the sincerity I received so much that I had my husband and best friend sign up too. We receive weekly credit tips and videos. It allows us to learn the do’s and don’ts of credit so that once we stop utilizing Hannah Financial, we’ll have all the necessary tools and education needed to keep our credit in good standing. I would recommend Hannah Financial to anyone.
Ashley Smith
17:02 25 Oct 19
My credit score went up 85 points after the first 30 days of using this wonderful company. Whenever I have a question a member of the team ALWAYS gets back to me within a day. Great thing going on here!
Antonio Hasberry
15:05 25 Oct 19
Irene and her company has been amazing so far. It has not been a whole month that I’ve been with Hannah Financial so I can’t speak on results. But in the first initial conversation I had at least 15 questions and she answered them and made sure that I understood. So even if I got no results(which I doubt will be the case) I feel that I have a better understanding of my credit and what I have done right and wrong in my past. When I email the company with questions I get a response less than 24hrs later. The communication and customer service has been amazing thus far.
Yolanda Cotton
08:52 25 Oct 19
Irene’s business is absolutely amazing! I spoke with her when I first started my process and I’ve seen a 201 point increase in my collected credit scores in just 30 days! I appreciate all the help she’s doing for my future and I love working with her.
shelli liverpool
04:35 25 Oct 19
Hannah Financial has help keep up and improve my credit, I’m glad I chose them to help me. 👍👍
michelle reeder
22:14 24 Oct 19
Friendly service. Fast results. Very educational!
Anthony F
21:33 24 Oct 19
Best decision I've made in a LONG time!!Hannah Financial is great!!
GENINE JOHNSON
21:09 24 Oct 19
THE best decision I have ever made was to invest in myself and get my credit on a better path. When I came to Irene, I was at a point in my life where my credit was holding me back. It didn't seem to matter how much i was paying off my balances my score just wouldn't budge. Since working the Hannah Financial Team i have seen a score increase of over 40 points. This is not magic you still have to do the work and keep being wise, but Irene will get to you a place where you finally feel like it is possible! THANK YOU IRENE <3
Britt
20:13 24 Oct 19
The owner was really inviting and informative when speaking to her as i got started! Can’t wait to see the results but so far everything as been great!
Aaron Roberson
20:10 24 Oct 19
Irene & her team are great at what they do!!! I would have never thought that just in a few months that my credit would have went up as much as it has. Their response time is great & they keep all form of communication open. I would recommend Hannah financial to anyone who would like to improve their credit
Chamar Simmons
19:16 24 Oct 19
My experience with Hannah Financial has been nothing but amazing. I started with HF in July and my credit score has been going up since then. Irene is very nice and will recommend this company to others.
Shondayna Goss
18:45 24 Oct 19
Since enrolled with Hannah Financial, they have helped me tremendously and have worked on my behalf to get all the negative items on my credit report removed. They have gotten 9 negative items removed and counting. I have and will continue to recommend them to anyone who wants to get their credit back on track. Thanks Hannah Financial for your help.
Leonna Duncan
18:41 24 Oct 19
I’m excited to see what my financial future holds!! I see my credit score improving each month, thanks a million!!
Arsenio Craft
18:31 24 Oct 19
This program was a life saver! I was starting a new job and attempting to transition to leveraging my credit. Irene has created the tool box for me to be able to grow, learn and continue to leverage the credit I’ve established.
Chatney Merrill
17:54 24 Oct 19
Hannah Financial has meet my expectations from the exceptional service received during the on boarding to the continued coaching and service I received during the credit repair journey. I am glad that I chose Hannah Financial and would recommend Irene and her team to anyone.
Tiera Smith
17:41 24 Oct 19
within 2 months of signing up, my score went up 12 points! I am beyond grateful and anxious to see what happens at the end of my account! Irene is very helpful and informative which made me want to learn from her and trust her with my stuff, and I highly recommend!!!!
KATRINA MACKEY
17:18 24 Oct 19
I’ve been wanting to sign up for Hannah Financial for my credit repair for awhile. I was finally able to do so & am nothing less than pleased with my experience.
Kay Leinese
16:31 24 Oct 19
I am very pleased with Hannah Financial. In addition to removing negative items from my credit reports, I have been educated on how to attain the credit score I desire. I highly recommend Hannah Financial to everyone!
Jennifer Lee
16:29 24 Oct 19
Hannah Financial is great she knows what she’s doing and her staff is excellent always there when you have a question. I’ve been in the program for 3 months and have seen amazing results. Keep up the good work Hannah Financial
Jason Falkner
16:24 24 Oct 19
Irene is absolutely amazing, and so is her team. From the beginning of my credit repair journey Hannah Financial has been extremely professional and very knowledgable with anything credit related. Irene and her team has strived to make sure I am comfortable with this process and they also have always made sure I understood what was being done step by step. I would recommend Hannah Financial to everyone.
Cortney Stoutemire
16:24 24 Oct 19
Awesome service! Very informative and always a call/email away. It’s only been two months of service and my credit has drastically changed. Thank you Hannah Financial
Inspire Me Z
16:12 24 Oct 19
Sean Fitzpatrick
04:00 23 Oct 19
Best best best decision ever! Irene barely took two months to get the job done on my credit. Very responsive, very knowledgeable and most importantly has integrity. You can tell she loves what she does and really cares. Working with her on my business credit next, I can’t wait!
Lorna Labidou
22:54 03 Oct 19
Signed up less than a month ago and I checked my credit score today, it was up 91 points. I Highly recommend this company for credit repair.
Victor Copeland Jr.
01:28 04 Sep 19
The owner is so sweet and cares about her clients. She has built a great team of workers! They are very prompt when it comes to responding to your questions and concerns the customer service is excellent from start to finish. They are very flexible with your needs and they don’t have any outrageous amount of fees; you actually get what you pay for and not to mention they give you tips along the way to help improve your scores. I’ve only been with them a month and I see a big difference in my scores. This was best decision I’ve ever made. Hannah Financial ROCKS!!
Keoisha Gillon
16:12 22 Aug 19
i want to thank Hannah Financial today I checked my credit score and increased 100 pts YASSSS!!! Irene is absolutely professional and understanding i even had to pause my membership due to finances and was able to restart Thank you FYI AS LONG AS YOU FOLLOW HER PLAN AND BE RESPONSIBLE IT WORKS!
Mzcamille Dabney
23:03 02 Aug 19
Hannah Financial is the most professional and well put together credit repair business I’ve ever come across, from the knowledge of the industry all the way down to the certifications. You couldn’t find a better company to repair your credit!!!
Ciera cece Campbell
16:51 31 Jul 19
Hannah financial is the bomb. I have been a client for some time now and have seen tremendous improvement in my credit score,I'm so please with my results.thank you so much.
Missesmorrison Pinnock Morrison
23:42 30 May 19
Very professional and knowledgeable of her craft!!!
Mariah Holt
19:49 27 Feb 19
I have been a client of Hannah Financial for several months. The customer service and credit education is by far the best I have ever had. I has so many questions and the agents were very patient with me and explained everything thoroughly. I HIGHLY recommend Hannah Financial for not only restoring your credit but also doing your taxes as well! Continued success on this journey!
Ariana Rogers
19:34 09 Jan 19
Thank you so much! It’s only been 30 days and I’m so pleased with my results!
Kimwana Williams
04:01 29 Dec 18
Both personal and professional experiences have been great! As a realtor I have clients that need help with credit repair and I recommend Hannah Financial!
Cynthia Wilson
19:48 11 Dec 18
I am absolutely pleased with the services I have received from Irene Prewitt and Hannah Financial to restore my credit. Within weeks of signing up with their services my credit score increased and items were deleted from my credit report. After a month my credit score increased 44 points and I was absolutely amazed at how well Irene and her team were able to achieve such results in such a small amount of time!! The customer service is excellent and I couldn’t be any happier with the progress that has been made thus far. Along with the credit repair services, education is provided on how to maintain good credit along with tips on how to build positive credit on your own after it has been restored. I would highly recommend their services for anyone looking to restore their credit!! I’m looking forward to the future thanks to Irene and her team @hannahfinancial.
Deanna White
17:05 14 Nov 18
Irene is so sweet!!!!!just by following her make me want to let her and her team work on my credit?All her fb posts be blessings that comes her way
Jordan Hill
23:49 09 Oct 18
The best credit repair company around.
Roberto Vazquez
18:32 13 Sep 18
Hannah Financial is the BOMB! They are there for question or advice you may need and will tell you what to do to keep improving your credit. I have been with Hannah financial only 5 months now. Last month I almost gave up because I wasn't getting any deletions and I was getting discouraged thinking maybe this wasn't for me. I would constantly write in to the customer service team monthly asking what else can I do on my end and was not getting far past "keep up the good work" ... But I was anxious and wanted to do more to meet them halfway. After keeping my balances low and paying all bills on time consecutively, I eventually seen things deleted off of my report that I thought I'd be stuck with FOREVER! so I'm here to tell the next person to just TRUST THE PROCESS! This is a marathon not a race and it takes time to get things deleted when doing them legally and the right way. I appreciate Irene and her crew for all of the hard work. - Thank you!
Tonai Marie
23:44 28 Aug 18
Couldn’t be more pleased!!!! The minute I signed up for the program the blessings start falling!
Brittany Blue
00:20 11 Jul 18
Irene provides a great service to individuals who need to rebuild their credit. Not only does her and her team work to clean up your credit profile but she also educates you on how to improve and build your credit up. She has detailed videos to take you step by step during this process. You also get your own client portal to track your status while enrolled in her services. Customer service is A-1 and her team is very friendly and helpful, I would definitely recommend her services to anyone looking to rebuild their credit with a legitimate company!
Brock Hall
03:18 30 Jun 18
As of now we are seeing good results in just the first few months can’t wait to see what’s more in store , very professional and dedicated . I would recommend
Aaron Clarke
02:34 30 Jun 18
The owner is very sweet, knowledgeable and humble. She makes sure that her clients aren’t just getting results but are also being educated on how to maintain an excellent credit score.
Ashley Massengill
18:52 29 Jun 18
Skcreative Studio
18:48 29 Jun 18
Irene Day
18:26 29 Jun 18
Irene is so professional and a great resource to our community. She explains everything so you understand exactly what in going on. Not to mention she keeps it fun for her clients! I WON tickets to the OTRII concert! The good seats!!!
Ronisha Jordan
23:50 31 May 18
Excellent service! Great team
Kendall Casey
17:48 25 May 18
Sade Wright
17:22 22 May 18
Irene and her team are the best. I saw positive results before 30 days had gone by. I encourage any and everyone to take advantage of her credit repair services. Truly life changing!
Jennifer Lee
02:44 22 May 18
Kiara Martin
22:05 12 May 18
I just want to say if you are someone looking for advise and help with repairing your credit look no futher than Irene Prewitt. Not only is she down to earth, with a charismatic persona she is so inspiring, humble and dedicated in her craft at getting your credit score back to par. I had a good score when I met her and I went through her program and my score went up like 25 points once I completed her program. It was money well worth it to me. I wouldn't trust just anybody but it was something about her I did trust and she came through with flying colors. Thank you Irene. I'm Troy Harris - Actor and IT Analyst and I approve this message.
Troy Harris
12:03 12 Apr 18
This is the text I sent Irene when I received my updates: “22 accounts deleted off my report?? �� This is so amazing, my score has jumped tremendously. My day is made because of this. I'm glad I FINALLY signed up with you.”Irene is a lifelong friend and I told her when I was ready I would sign up with her; I just wish I would have done it sooner. She and her team are awesome with getting back to answer any questions I had; very professional. I would recommend Hannah Financial to anyone.
Tiera D. Evans
17:56 06 Apr 18
Irene and her team are very good at replying back to you ASAP. I have some student loans that reported 90 days late dropping my scores about 45 points 2 months ago. Well today they’re reporting current and I have my points back. Still waiting on Experian to update but I’m happy because the 90 days late wasn’t a good look.
Tasha Freeman-Pittman
16:53 12 Mar 18
Nicci Mcmillan-Jones
05:30 23 Feb 18
Fred Strauss
00:09 23 Feb 18
She’s very professional. Did my taxes my taxes fast and accurately!
Crystal Francis
21:14 22 Feb 18
Irene was very informative and got me back top dollar. The whole process was very quick. I loved it.
Tarah Jay King
18:48 22 Feb 18
I just started with Irene a little over two months ago. She is super professional. She takes the time to make sure her clients know what’s going on every step of the credit repairing way. Ever since I started dealing with her I’ve been referring her to everyone I have come in contact with that either needs their credit fixed or their taxes done.
Diana Rencher
16:57 22 Feb 18
Hannah Financial is relentless in their pursuit of bettering your credit! The Staff is professional, prompt and very knowledgable. I highly suggest you consider them to help you get your credit together.
Jason Garrett
15:36 22 Feb 18
Irene has worked wonders on my credit and it's only been 2 months. She is honest and very hardworking. I would highly recommend to anyone looking to get their credit back on track you utilize her services!
Moe Grant
21:04 10 Nov 17
Marcus Blandin
13:40 29 Sep 17
Arvell Nelson
14:18 01 Sep 17
If you need to get your credit together Irene is who you need to see. Great service, knowledgeable and honest about what needs to be done.
Karlin Kyle Warren
11:58 01 Sep 17
Vic Morris
04:20 01 Sep 17
Ashley Massengill
03:31 01 Sep 17
Mk Kirksey
23:14 31 Aug 17
J'nay Blackwell
23:14 31 Aug 17
Tamika Bell
22:55 31 Aug 17
Not sure what I would've done without Irene. Definition of professionalism and unmatched knowledge. I appreciate her. If she can't get you together I'll give you a refund!
Mark Bka Watts
22:50 31 Aug 17
Cassandra Jordan
22:50 31 Aug 17
Huey Booker
22:33 31 Aug 17
Christopher Merritt
15:41 22 Aug 17
Irene is a hard worker and very professional. Sending my whole family to her !
Britney Jackson
21:17 02 Aug 17
Very professional and extremely knowledgeable company. Irene will help you understand everything that needs to be done to get you to that 800 club! I love her!
Lynn Cia
17:33 02 Aug 17
Very professional, and passionate about what she does. If you have questions and or concerns you don't have to wait days for a response, she's VERY prompt!! You WILL see results if you work with Hannah Financial!! Let her fix your credit!!
Kyerra Ivory
20:23 05 Jun 17
Theodore Day Jr.
16:45 01 Jun 17
frequently asked questions
Any items that are reporting inacurately, unverifiable or outdated including:
- Collection Accounts
- Bankruptcies
- Foreclosures
- Outdated Personal Information
- Tax Liens
- Repossessions
- Late Payments
- Charge Offs
Removing anything from your credit reports does not remove your obligation to that debt. You still are legally liable for the debt and need to settle it if it is within the statute of limitations in your state. If you feel you are over your head with debt, bankruptcy might be something you should consider, that is the only legal way to remove yourself from debt liability.
After the credit agencies receive our disputes that we send off on your behalf, they have 21 days to investigate. Clients usually see results on their end in the first 30-45 days.
Credit restoration is a team sport. It’s very important you are paying your bills on time, paying down credit card balances and/or building positive credit history if you do not currently have a lot of positive accounts.
Legally we can not guarantee score increases or specific account deletions. HOWEVER, if you are a client for 4 consistent months and have not disputed any accounts 6 months prior to signing up for our service, you qualify for a full refund of your money paid (minus your audit fee because that is a digital product) if we can not get any accounts removed or repaired from any of your credit reports.
We have a live customer service team to assist our clients with any questions. As an active client you can also message us through your secure client portal, email us or call us during business hours. We do not service clients through any other platforms including our social media accounts.